Employee Benefits
For more than 25 years, Benefit Innovations has collaborated with employers to develop customized benefit strategies to assist with cost management, employee attraction/retention, and administration. As an Independent Agency, Benefit Innovations is licensed to represent every insurance company in the Midwest to give you the best options at the best price.
Benefit Innovations represents over 300 organizations ranging in size from 2 to 1,500 employees. Our Customers come in all sizes, industries, and locations.
Group Products
Medical
Dental
Life
Disability
Long-Term Care
Vision
Accident, Cancer,
Critical Illness
Plan Design & Strategy
Fully Insured
Self Funded
Public Sector Cooperatives
HDHP/HSA Consulting
VEBA Design
Claim Management
Cost Containment
Employee Education
1 on 1 Enrollment Services
Group Meetings
Open Enrollment Meetings
Year-Round Seminars
SmarterHSA Education
Administrative Services
Our staff is fully trained and experienced to take on all of your benefit administration needs.
COBRA/MN Continuation
Initial Notice
Qualifying Event Form
Election of COBRA/MN Continuation
Eligibility Tracking
6-Month Mandatory Conversion -Notice
Termination Criteria and Implementation
Insurance Carrier Notifications
Premium Billing, Tracking
Employer Reimbursement
Plan Administration
Health Savings Account
Health Reimbursement Account
VEBA
Flex Spending Account
Section 125 Setup
5500 Form Filings
HIPPA
ERISA
FMLA
Summary Plan Descriptions (SPD)
Ongoing Support
Enrollments
Terminations
Changes
Premium Tracking
Billing Reconciliation
Claims Management
Claims Assistance
I-9 and W-4 Requirements
Direct Deposit