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Employee Benefits

For more than 25 years, Benefit Innovations has collaborated with employers to develop customized benefit strategies to assist with cost management, employee attraction/retention, and administration. As an Independent Agency, Benefit Innovations is licensed to represent every insurance company in the Midwest to give you the best options at the best price.

Benefit Innovations represents over 300 organizations ranging in size from 2 to 1,500 employees.  Our Customers come in all sizes, industries, and locations. 

Group Products

Medical

Dental


Life

Disability

Long-Term Care

Vision

Accident, Cancer, 

Critical Illness

Plan Design & Strategy

Fully Insured


Self Funded


Public Sector Cooperatives

 

HDHP/HSA Consulting

 

VEBA Design
 

Claim Management

 

Cost Containment

Employee Education

1 on 1 Enrollment Services

 

Group Meetings

Open Enrollment Meetings

 

Year-Round Seminars

 

SmarterHSA Education

Administrative Services

Our staff is fully trained and experienced to take on all of your benefit administration needs.

COBRA/MN Continuation

Initial Notice 

Qualifying Event Form 

Election of COBRA/MN Continuation

Eligibility Tracking

6-Month Mandatory Conversion -Notice

Termination Criteria and Implementation

Insurance Carrier Notifications 

 

Premium Billing, Tracking​

Employer Reimbursement

Plan Administration

 

Health Savings Account 

Health Reimbursement Account 

VEBA

 

Flex Spending Account 

 

Section 125 Setup 

 

5500 Form Filings

 

HIPPA

 

ERISA

FMLA

 

Summary Plan Descriptions (SPD)

Ongoing Support

Enrollments 

 

Terminations

 

Changes 

 

Premium Tracking

 

Billing Reconciliation

 

Claims Management 

 

Claims Assistance​

 

I-9 and W-4 Requirements

 

Direct Deposit

Let's Talk

Looking for a second opinion on your company's benefits options?